What To Do If Homeowners Insurance Denies A Claim?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Contact your local agent or your carrier's claims representative to file an appeal with them. Explain to them the reason you believe that the claim should be covered if possible reference policy language that backs what you are saying. Your carrier will then have to take another look at the claim that was filed. The insurance carrier in most instances wants to insure that the client is compensated appropriately for a loss. Nobody really wants an unhappy client.
    Answered on September 15, 2013
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