1. 7647 POINTS
    Mark Bartlett CLCSPRO
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    There is no such thing as who has the most affordable homeowners insurance or any insurance for that matter. Insurance companies base rates on many different criteria which can and do include home characteristics, location and the individuals who own the home. Your next door neighbor may use one company but that very same company may not be the best option for you. My suggestion is always consult with a local independent agent who works with multiple insurance companies. An independent agent would be able to look at all the different options to find what is best for your needs. After all, don't we all want the best coverage at the most affordable premium.
    Answered on June 6, 2013
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