1. Tom SheehanPRO
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    There can be various factors such as a company's loss experience over all or whether you may have filed a claim with your own Homeowners Insurance Company.  However, generally speaking even if neither of those examples are a factor, it is possible to see a little increase in your policy each year because most insurers policies include an "inflation guard" which automatically increases the stated dwelling amount each year. With the increase in coverage, there will be a reflective increase in premium.
    Answered on July 26, 2013
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