Why We Have To Buy Home Insurance?

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   Tom Sheehan

   Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482

   If you are buying a home and have a mortgage, hten the mortgage company will require you to have Homeowners insurance as a condition of the loan.  From their point of view, they just want to make sure that funds would be available should there be a covered loss because they want their interest protected.  Even if you don't have a mortgage, however, it is wise to have it.

   Answered on February 4, 2014

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