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Your homeowner's insurance will pay for a new roof if the claim you submit is covered under the policy. For example, fire, heavy wind, tornado, and other weather-related claims are typically covered.
However, the normal wear and tear of a roof is not a situation where you can submit for a claim.
Most homeowners insurance policies will pay for damages to your roof as long as it is caused by a covered peril; however, some companies will only give you ACV (actual cash value) which is a depreciated amount rather than RC (replacement cost). Contact your insurance agent so they can go over your policy with you.
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However, the normal wear and tear of a roof is not a situation where you can submit for a claim.