Will Homeowners Insurance Cover Burglary?
21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasGreat question! In most cases yes, provided you were not negligent. ( Left the home unlocked might be taken for negligence in some cases, for example). It is always a good idea to take pictures of your things, and record their serial and model numbers so that you have accurate information to give to the insurance company along with the police report when you file your claim. If you would like more information, please contact me. Thanks for asking!Answered on April 16, 2014flag this answer
7647 POINTSview profileMark Bartlett CLCSBranch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance CarriersMost homeowners insurance polices are written on a special form that covers burglary. Even if your front door was left unlocked or a window open a robber is still a robbery and you would have coverage minus your deductible. Make sure you obtain a police report and make a list of all items stolen. Any receipts or pictures are very helpful in a claims process.Answered on April 17, 2014flag this answer
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