1. 1909 POINTS
    HDA Insurance Brokerage
    Director, HDA Insurance Brokerage, California
    Homeowners Insurance will cover any home fixtures against perils covered by the policy;  i.e.  Fire, Vandalism, Wind etc...   If your quetsion refers to the maintenance or repair of your heating system,  your question should be referred to your Home Warranty coverage and not your homeowners insurance.  

    In very few cases, homeowners insurance policies may offer a warranty endorsement which can be purchased and added on to your homeowners insurance policy.  You must consult your present insurance carrier and inquire as to whether a home warranty endorsement is available and the premium charged.
    Answered on June 21, 2013
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