Would Homeowners Insurance Cover Mold?

1. 

   14231 POINTS

   view profile
   Tom Sheehan

   Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482

   Companies do cover mold damage, in many cases, yes, but more likely than not, there will be a specific limit on the coverage provided, usually about $10,000.00.  The mold must be of course the result of a covered peril in your Homeowners policy.  In other words, if your home develops mold as a result of a flood, there will be no coverage because the cause of loos was the flood which is excluded under a Homeowners policy.  You would need Flood Insurance for that.

   Answered on May 12, 2014

   flag this answer
Did you find these answers helpful?
Yes
No
Go!

Add Your Answer To This Question

You must be logged in to add your answer.