Can A 65 Year Old Get Term Life Insurance?

  1. 410 POINTS
    Drew Ward
    Owner, LifeInsuranceForBusinesses.com, Atlanta, Georgia
    Yes. A 65 year old still qualifies for 10 year term ,15 year term, 20 year term, and 25 year term lengths. There are multiple carriers that will write 10, 15, and 20 year options and I know one carrier that will go up to a 25 year term.
    Answered on August 20, 2014
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  2. 63333 POINTS
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    Peggy MacePRO
    Most of the U.S.
    Yes, a 65 year old can get term life insurance. Some policies are pure term, others are a hybrid of term and universal life so they can be extended. You can also get universal life with the premium locked in for a certain number of years. If you pick term insurance, be sure that you do not need the coverage past the years in the term, because it will be difficult to get a new policy after that term ends.
    Answered on August 20, 2014
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  3. 10968 POINTS
    Tim Wilhoit
    Owner, Your Friend 4 Life, Brentwood TN
    Yes, as long as the health is still good a 65 year old can still purchase term life insurance. There are still several life insurance companies that will underwrite up to an 80 year old for term life for a higher premium and good health. As Peggy mentioned also to consider looking at a term and UL hybrid policy at age 65.
    Answered on August 20, 2014
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