1. Peggy MacePRO
    President and Senior Agent, Outlook Life, Most of the U.S.
    A quadriplegic can get guaranteed issue life insurance, as long as they meet the age guidelines. The age guidelines for most guaranteed issue life insurance is usually a minimum age of 45 or 50 years old, through about 80 years old.
    Answered on July 30, 2013
  2. Paul RothPRO
    Senior Commercial and Annuity Specialist, Freedom Brokers, Marion, Carbondale, Harrisburg IL
    A quadriplegic can qualify, conditionally. Any person can qualify for guaranteed issue life insurance. Guaranteed life insurance, as it's name indicates, usually has a waiting period, during which the policy holder must make premium payments, before policy death benefits are paid. If one passes before the mandatory waiting period, there is typically a return of premium sent to the beneficiary, so there is little or no risk in taking out the policy.
    Answered on July 13, 2016
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