1. 15786 POINTS
    Bob VineyardPRO
    Founder, Georgia Medicare Plans, Atlanta,GA
    Most individuals can buy life insurance if they are in good health. In some cases they may have to consider a graded death benefit policy.

    These graded death benefit plans do not pay the full face amount initially, but instead pay a return of premiums paid in the case of early death.
    Answered on April 15, 2013
  2. 3485 POINTS
    J Scott BurkePRO
    President, Newbury Inc., Evansville, Indiana
    Most anyone can purchase life insurance on themself. If you want to purchase life insurance on someone else, you must have an insurable interest.

    You would usually need to be a spouse, parent, child, or business partner of the insured. You would also need their knowledge and approval.

    If you buy a funeral Preneed insurance on a family member, they do not have to be aware of it provided you are their next of kin and will be responsible for their funeral costs.
    Answered on April 15, 2013
  3. 63333 POINTS
    Peggy MacePRO
    Most of the U.S.
    Because there are so many types of life insurance policies, there is life insurance for almost everyone who wants it. Most policies have some health and age restrictions, so that people with good health, and between the ages of 20 and 60, have more choices than persons who fall outside those parameters. The most difficult coverage to find is for younger children with a serious health condition; a good reason to purchase policies for children, or put them on a child rider, shortly after birth.
    Answered on November 6, 2013
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