Yes, if there were a financial hardship if they died. Let's say the wife has a very demanding and high income career. The husband stays home to raise the kids and take care of the house. The husband suddenly dies.
Now the wife has to hire a nanny, a house keeper and possibly a personal assistant to replace the work that was being done.
.JPG){kind=avatar}
Now the wife has to hire a nanny, a house keeper and possibly a personal assistant to replace the work that was being done.