1. COO and Senior Agent, Outlook Life, All 50 States
    I contacted a life insurance underwriter for this answer, and they said: "In general would postpone until a colposcopy biopsy has been done and she has a normal pap". Once the pap smear is normal, the best possible rating class is possible even with the presence of the Human Papillomavirus.
    Answered on June 22, 2013

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