Does Life Insurance Pay For Death By Natural Causes?
11783 POINTSContact Meview profileLarry GilmorePROAgent Owner, Gilmore Insurance Services, Marysville, Washington Statedoes life insurance pay for death by natural causes? If the policy is in good standing, then yes, a life insurance policy will pay a death benefit upon submittal of a death claim form and a certified copy of the death certifivate. They also pay any interest earned on the death benfit from the day of the death until the date the check is issued.Answered on May 12, 2013+01+1 this answer
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63333 POINTSview profilePeggy MaceMost of the U.S.Yes, life insurance pays for death by natural causes as well as for accidental death. The only exception is usually suicide within the first two years of getting the policy. Life insurance sets itself apart from accidental death insurance in that it pays for death by any illness, natural causes, or death by any other reason.Answered on May 12, 2013flag this answer
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaLife insurance benefits are paid whenever an insured dies during the period of time that the policy is “in force.” There is exclusion against suicide in the first couple of years and there are times when the company might contest a claim based upon misrepresentation but that would rarely be affected by someone dying of “natural causes.”Answered on December 31, 2014flag this answer
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