Does Universal Life Insurance Expire?

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   David RacichPRO

   Fountain Hills, Arizona

   Guaranteed universal life generally has a maturity or endowment date in the policy contract. There are some life insurance companies that use phrases like “life of the insured.” As long as the guaranteed premium is pad on time it shouldn't expire. But generally speaking current assumption universal life insurance has variables that have the potential to under perform which could lead to a policy lapsing or expiring. 
   
   

   Answered on June 22, 2013

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