1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    This stats are taken from LIMRA:
    Thirty percent of U.S. households have no life insurance at all; only 44 percent have individual life insurance. Fifty percent of U.S. households (58 million) say they need more life insurance.
    The average amount of coverage for U.S. adults has declined to (167,000), down $30,000 from the average coverage in 2004.
    While 4 in 10 households with children under 18 now include a mother who is either the sole or primary earner for her family yet, among women who have life insurance, their coverage is only 69 percent of the average coverage on men.

    Answered on September 10, 2013
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