According to the American Council of Life Insurers (ACLI), in 2008, the face amount of the average life insurance policy in the US was $183,000. In 2010, the face amount of the average life insurance policy was $165,000.
If Term insurance, there is no cash value worth to the policy itself. The average cash value worth of Permanent insurance is less than the face amount, with the amount of cash value depending on how long ago the policy was purchased and the interest rate.
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If Term insurance, there is no cash value worth to the policy itself. The average cash value worth of Permanent insurance is less than the face amount, with the amount of cash value depending on how long ago the policy was purchased and the interest rate.