Agent Owner, Gilmore Insurance Services, Marysville, Washington State
Shouldn't you be asking Clark on this one? ;) While I have heard the name and understand this particular financial guru isn't bad, as an agent with 25 years experience why would I follow anybody? I would be more afraid of working with someone who does not use their own mind or can't form their own opinions, even if they are similar to this year's guru. You want an agent who understands and more importantly can explain to you what they recommend and why.
While I could call myself a financial advisor, I still choose agent. Maybe it was when I visited my bank to make a deposit and the bank teller's name tag had "financial advisor" on it that I stopped worrying too much about titles.
Clark Howard goes along with the general theory that you need 10 to 20 times your income with term life insurance. Most radio personalities that give financial advice have to be very generic and not deal with specifics or they would bore everyone to death.
Suze Orman, Clark Howard and Dave Ramsey are all popular personalities that agree on this point.
.JPG){kind=avatar}
While I could call myself a financial advisor, I still choose agent. Maybe it was when I visited my bank to make a deposit and the bank teller's name tag had "financial advisor" on it that I stopped worrying too much about titles.
Suze Orman, Clark Howard and Dave Ramsey are all popular personalities that agree on this point.