1. 0 POINTS
    David RacichPRO
    Fountain Hills, Arizona
    There are several variables to term life insurance pricing: gender, age, health condition, smoking status, length and amount of coverage. Secondary areas of consideration may need to be address: motor multiple vehicle violations, DUIs, hazardous vocation or recreation. A male or female nonsmoking best preferred rating for ten years $100,000 death benefit is between $75 and $85 a year.
     
    Answered on May 31, 2013
  2. 110 POINTS
    Lloyd Robinson
    President/Broker, All HORIZON FINANCIAL SERVICES CORP., West Palm Beach, Florida
    Term Life Insurance as with all Life Insurance is base on your age,health smoker or non smoker and your Financial Needs .Typically Term Life Insurance coat Less than Permanent Life Insurance.Term Life will expire in a specific period of time 10 years,15 years or 20 year Term.For young Families Term Insurance is usually more affordable.

    Lloyd G Robinson
    Answered on June 1, 2013
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