As a general rule, I would say no. There are many true investments that will have a higher ROR (rate of return).
That being said, there are good reasons for some to consider an annuity as an accumulation device. The guaranteed minimum return and tax sheltered growth can be attractive in the right situation.
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That being said, there are good reasons for some to consider an annuity as an accumulation device. The guaranteed minimum return and tax sheltered growth can be attractive in the right situation.