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American Income Life Insurance company is one of the largest providers of supplemental coverage. Their biggest markets are associations, credit unions and labor unions.
They are rated "A+" by A.M. Best Company and they are licensed in 49 states.
Their parent company is Torchmark Corporation, a huge entity.
Yes, American Income Life (AKA AIL) is located in Waco, TX. They were formed with the name American Income Life in 1954. The owners of the company had operated under the name American Income as early as 1951.
They were purchased by Torchmark Corporation in 1994 for 563 million dollars.
American Income Life is a legal insurance company. This company uses brokers to sell their products who are paid on commission. There are a lot of complaints online however when you really down to it, it seems brokers are not being clear as to the product they are purchasing or the brokers are given leads to follow up with people who are responding to some add to get free accidental dismemberment and death insurance. Just like any lead, the broker has to find the need which in this case, may not be one. Your simple answer is YES, they are Legit.
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They are rated "A+" by A.M. Best Company and they are licensed in 49 states.
Their parent company is Torchmark Corporation, a huge entity.
So yes...in my opinion, they are legitimate.
They were purchased by Torchmark Corporation in 1994 for 563 million dollars.
They are a legit insurance company.