1. 0 POINTS
    David RacichPRO
    Fountain Hills, Arizona
    Do you have loved ones that would suffer financially if you were not around? Do you have bills that will obligate someone else at your passing, like a spouse? Would there be an estate tax consequence at the death of you and/or spouse? Would you desire to make a difference your children and/or grandchildren? If the answer is yes to any of these questions, then it is smart to get life insurance. It’s prudent to get life insurance. And it’s financial leverage to get life insurance. We can help with that. 

    Answered on May 15, 2013
  2. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is a great question! There are a whole lot of really good reasons why you would want to get a life insurance policy. Since you are asking, I'm betting that you've looked into it a little, and have heard people speak both ways about it. I tell all my clients the same thing : unless you've got a designated fund that you know that you wont touch set aside for your final expenses, and for the replacement of your income, it is a good thing to have. I hope that helps, thanks for asking!
    Answered on July 7, 2014
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