1. 1313 POINTS
    Lenny RobbinsPRO
    Principal, LifeNet Insurance Solutions, Redmond, WA
    This depends on her age and health, however, most independent life insurance agents should be able to help. Small amounts of coverage can be had through so-called simplified issue policies that do not require a physical. If you are looking for amounts over $25,000 then your best choice in terms of cost is normally a guaranteed premium universal life policy know for its relatively low cost compared with whole life and both will cover her for her lifetime.
    Answered on August 16, 2017
  2. 63271 POINTS
    Peggy MacePRO
    President and Senior Agent, Outlook Life, Most of the U.S.
    If you are referring to your mother needing life insurance, most of the agents on this website could help you. When purchasing life insurance for a parent, the parent must agree with it enough to sign the application and participate in an exam, if an exam is required. Smaller policies, called final expense policies, do not require an exam, and are good for older people because they will not expire as long as premiums are paid. You do not want to get an older person a term policy that ends at age 81, e.g., then have your mom live to age 83. It is good you looking into this; it will save so much stress and worry later.
    Answered on September 19, 2017
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