For a 40 year old nonsmoking male 10 year term life insurance for $100,000 of coverage from a few leading life insurance companies is: super preferred is $93, preferred plus & preferred is $107, standard plus is $123, standard is $139.
Permanent guaranteed universal life for the same scenarios above is: super preferred is $198, preferred plus & preferred is $224, standard plus is $260.
To see what life insurance costs for a 40 year old male or female, with different builds and health conditions, you should talk to an insurance professional who asks questions so he/she can quote you correctly. To get a general idea of what different face amount and policy terms would cost for a 40 year old, you can use a free, instant quote engine provided on some life insurance websites. However, that quote could be way off base when risk factors and health conditions are involved. It is always best to talk to someone in addition to getting your quote online.
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Permanent guaranteed universal life for the same scenarios above is: super preferred is $198, preferred plus & preferred is $224, standard plus is $260.