Term life insurance pays a benefit due to death by any cause including accident, illness and natural causes.
Term insurance is not permanent and has a definite ending date. Once the coverage terminates you may have conversion rights or the ability to extend coverage for an indefinite time period albeit at a much higher rate.
Term life insurance pays a death benefit claim to the beneficiaries of the policy. Those death benefit proceeds are generally tax free with some exceptions to rule. Term life insurance may also have convertible provisions in the policy to permanent life insurance in case you need extend coverage for ongoing financial liabilities.
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Term insurance is not permanent and has a definite ending date. Once the coverage terminates you may have conversion rights or the ability to extend coverage for an indefinite time period albeit at a much higher rate.