1. David RacichPRO
    Fountain Hills, Arizona
    There can be the cash value account, the surrender cash value account, which may be what the inquiry is addressing, i.e. the cash value after surrender charges. The gross cash values minus the policy expenses could also be the net cash values less any surrender charges. An additional consideration is the net after tax cash values. 
     
    Answered on May 30, 2013

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