1. David RacichPRO
    Fountain Hills, Arizona
    It depends on how good your health history and current medical condition is as well as your gender, age and smoking status. Most term life insurance is offered in increments of 5, 10, 15, 20 and 30 years with a guaranteed level premium. Other considerations are motor vehicle violations, hazardous job or recreation. All these items can contribute to the premium. A nonsmoking super preferred male or female age 25 will pay less than $100 a year for $100,000 of ten year term life insurance.
     
    Answered on June 21, 2013

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