What Kind Of Blood Work Is Done For Life Insurance?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Generally if your company requires blood work it is done by a paramedic.  They usually check for drugs, tobacco use, aids or HIV, liver abnormalities and other general health indicators that could affect your insurability and rating.  Depending on the size of the policy more extensive drug work can be ordered by the company but this is rare.
    Answered on May 30, 2013
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  2. 63333 POINTS
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    Peggy Mace
    Most of the U.S.
    The blood work done for a life insurance exam tests for glucose, cholesterol, triglycerides, liver function, renal function, drugs, nicotine, and some related labs. By these they can determine whether there may be underlying risks of which even the applicant may be unaware.
    Answered on June 6, 2013
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