What Tests Are Done For Life Insurance?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    The tests that are done for a medically underwritten life insurance policy are a blood test and urine test. Blood and urine samples are tested for HIV, drug use, nicotine use, and to see whether the applicant has possible disease of the kidney, liver, stomach, heart and other organs.
    Answered on June 17, 2013
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