1. 1165 POINTS
    Chris Abrams
    Founder, Abrams Insurance Solutions, Inc., San Diego, CA
    The best term life insurance will depend on your unique situation and health background.  There are many great companies that provide term life insurance.  No one company will be the least expensive for every age and health rating if price is your priority.  It is important to seek the advice of an advisor who can do some preliminary underwriting to determine what your risk class may be and then shop all of the A rated or better carrier to find the best company for your unique needs.   Some companies provide special riders for living benefits which may also be something to consider.
    Answered on May 5, 2013
  2. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    The best term life insurance is, of course, the plan that provides the cheapest rates for the time period you need, from a major A-rated company. OK...So how do you find these companies and prices?

    With more than 33 years of experience as a life insurance broker, I'll tell you!  Shopping the right way is critical, and using an experienced broker (and their website) we'll save you hours of time and research, and ensure you are getting the best available rates from a top-rated company.

    That's our job, and we find the best offers. The company could vary, depending on many factors, including your age, face amount of coverage, your health, and number of years of guaranteed premiums.
    Answered on May 1, 2014
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