Why Buy Life Insurance Now?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    If you have good health, that is always the best time to buy life insurance. It is cheaper when you have good health.

    If you have poor health, that is a good reason to buy life insurance. People with poor health need that protection. 

    So good health or poor health, now is a good time to buy life insurance. 
    Answered on September 18, 2013
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  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Most people have others in their lives that would suffer if they were to pass on.  That seems unlikely when you are young and think that you are immortal.  Young people die too.  They leave behind obligations and expenses.  A life policy would help pay those.  The one thing that you do have in your favor is that you are probably more insurable today than you will ever be again so you can lock in low rates and perhaps preferred rates.  When you insure with permanent insurance these advantages last a lifetime.
    Answered on August 18, 2014
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