1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    If the policy you are applying for requires a physical with blood, and urine then yes.  Some smaller policies do not require a physical, however there is a question on the application regarding illegal drug use.  If you answer no to that question and it is found that you lied o the application your policy can be rescinded and premiums returned.
    Answered on May 12, 2013
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