It is difficult to get a Long Term Care Insurance policy while having multiple sclerosis. There is a graded benefit policy that you could get if your MS is very mild and you have not had any exacerbations in many years.
Another option for Long Term Care Insurance that is available to persons with mild to moderate multiple sclerosis is Life Insurance with living benefits. This allows you to take part of the death benefit at cash while you are still alive if you are unable to do some ADL's. Of course, you must be able to qualify for this policy, but it is much easier to qualify for this life insurance policy than it is to qualify for a long term care insurance policy.
Please feel free to give me a call and I would be happy to show you your options.
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Another option for Long Term Care Insurance that is available to persons with mild to moderate multiple sclerosis is Life Insurance with living benefits. This allows you to take part of the death benefit at cash while you are still alive if you are unable to do some ADL's. Of course, you must be able to qualify for this policy, but it is much easier to qualify for this life insurance policy than it is to qualify for a long term care insurance policy.
Please feel free to give me a call and I would be happy to show you your options.