1. 12689 POINTS
    Ted RatliffPRO
    Owner, SFS Associates,
    Unless specifically excluded then yes it can cover disability due to Alzheimer's for up to the limits in the policy.
    Do not rely on your disability policy to pay for a long term care facility or other types of care.  Disability policies can help by providing funds to pay the bills and lost income, but will not be able to pay the high cost of long term care.
    Answered on August 29, 2013
  2. 63271 POINTS
    Peggy MacePRO
    President and Senior Agent, Outlook Life, Most of the U.S.
    Yes, Long Term Care Insurance does cover Alzheimers in most situations. If someone has Alzheimers Disease while applying for Long Term Care Insurance, they will be denied. But if the Alzheimers develops after the policy was purchased, cognitive impairment is one of the triggers for Long Term Care to begin the countdown to making payments.
    Answered on August 29, 2013
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