Does Long Term Care Insurance Cover Assisted Living?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Yes, Long Term Care Insurance often covers assisted living. It depends on the wording of the policy. Many Long Term Care policies simply reimburse the person needing the care so they can spend the LTC benefit where they wish. This can be an assisted living residence, or even staying in their own home if they are able to hire someone to assist them with ADL's.
    Answered on July 17, 2013
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