1. 2275 POINTS
    Bill Loughead
    President, SummitMedigap.com, CO, FL, GA, MI, NC, SC & TX
    Work with a good independent agent that can show you what the current cost of care is in your area.  For example, I would put together figures that would show you what the average cost of home healthcare, assisted living and a nursing home would run.  I would then take those numbers into account when preparing a long term care insurance benefits package.  Since you will not need the care for several years you need to have a plan that factors in future inflation.
    Answered on December 11, 2013
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