Is Long Term Care Insurance Considered Health Insurance?

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   David RacichPRO

   Fountain Hills, Arizona

    
   Health insurance and long term care insurance are both morbidity insurance products (disability insurance as well.) Health insurance pays the medical bills incurred in hospitals, emergency rooms and doctors’ visits. Long term care insurance pays for extended care whether assisted living (at home) or nursing home confinement.
     
     

   Answered on July 7, 2013

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