What Does Long Term Care Insurance Provide?

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   Ted Ratliff

   Owner, SFS Associates,

   Depending on the policy your Long Term Care will provide coverage in a Nursing Home, Assisted Living, Independent Living or even at home if you cannot perform 2 or 3 activities of daily living such as bathing, toileting, you are cognitively impaired, transferring from a chair or to bed or other ADL's named in your policy.  The policy helps provide the funds necessary according to the terms of the policy.  Since each policy can be set up differently see an agent experienced in Long Term Care Resource Planning to help you find and put together a plan that best fits your budget.

   Answered on May 29, 2013

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