1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Yes, you can switch Medigap policies whenever you want, there are no restrictions.  You will have to medically qualify however so be cautious and make sure you are approved for the new policy before dropping your old one.  Do not just go by rates.  While it is true that Medigap policies are standardized and offer the same coverage, there are some companies that offer a very low rate and within a year or two the rates increase as high as 40% or more.  Make sure you select a plan that has a stable rate history unless you like changing plans every year or two.
    Answered on June 17, 2013
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