Does Medicare Advantage Replace Medicare?

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   Ted Ratliff

   Owner, SFS Associates,

   Medicare Advantage only replaces Medicare from the stand point of claims administration and benefits.  You are still in the Medicare system and still have all the rights and protections of Medicare.  The only real difference to you is that with Medicare Advantage you usually have more benefits than original Medicare and the insurance company pays the claim.  Sit down with a good agent who specializes in helping older adults with their Medicare programs.  Find one who is able to offer multiple insurance companies and that offers both Medicare Advantage and Medicare Supplements.

   Answered on June 19, 2013

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