When you take out a Medicare Advantage Plan you do not lose your rights and protections under Medicare. You are still in the Medicare system. The difference is that instead of Medicare acting as the insurer and paying the claims, that responsibility has been given to the private insurance company. Medicare pays the insurance company for each individual they enroll to manage the claims. So from the standpoint of replacing Medicare, as far as claim processing and administration the answer would be yes.
Medicare Advantage is a private system that is not anything like original Medicare.
Providers file claims with your insurance carrier, not Medicare.
If there is a dispute, you deal with the carrier, not Medicare (except in extreme situations).
If you enroll in an Advantage plan, make sure you understand how the plan works. Your out of pocket and out of network expenses can catch you by surprise if you are not cautious.
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Providers file claims with your insurance carrier, not Medicare.
If there is a dispute, you deal with the carrier, not Medicare (except in extreme situations).
If you enroll in an Advantage plan, make sure you understand how the plan works. Your out of pocket and out of network expenses can catch you by surprise if you are not cautious.