1. Peggy MacePRO
    President and Senior Agent, Outlook Life, Most of the U.S.
    Yes, Medicare does limit hospital stays. A benefit period is a hospital, skilled nursing facility, or rehabilitation facility stay of 1-90 days (a new rule proposes that the first overnight stay is covered by Part B, but for now all 90 days are covered by Part A, with only days 61-90 requiring a co-pay). After the 90 days, you have an additional 60 "lifetime" days that can be used once in your lifetime.

    Once that benefit period is up, you need to not be confined in a hospital or skilled care facility for 60 consecutive days to qualify for a new benefit period. The number of benefit periods is not limited.
    Answered on July 1, 2013
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