Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
Routine dental and vision care (such as annual eye exams, routine dental checkups, fillings, crowns, etc.) is not covered by Medicare and therefore a Medigap plan doesn't cover it. Some procedures may be covered under certain conditions (e.g. you had to go to the emergency room and it was medically necessary to repair something in your mouth immediately or your eye was injured) - you can check with Medicare if you're not sure if a given procedure would be covered.
Medigap plans are standardized meaning the plan itself is exactly the same, regardless of the carrier you buy it from. Some carriers may offer value-added services with a Medigap plan such as discounts on some services with certain physicians, but not actual dental and vision insurance.
If you want to have dental and vision coverage, you would need to add them as a separate supplemental plan.
I hope the information is helpful - please feel free to contact me for help with your coverage and if you have any other questions. Thanks very much.
Generally speaking dental and vision coverage needs to be added as a separate plan. Routine dental and vision care is not covered by Medicare and therefore not covered by a medigap plan. Some procedures may be covered if Medicare determines it is medically necessary. I suggest you contact an independent agent who specializes in Medicare to assist you with this coverage...
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Medigap plans are standardized meaning the plan itself is exactly the same, regardless of the carrier you buy it from. Some carriers may offer value-added services with a Medigap plan such as discounts on some services with certain physicians, but not actual dental and vision insurance.
If you want to have dental and vision coverage, you would need to add them as a separate supplemental plan.
I hope the information is helpful - please feel free to contact me for help with your coverage and if you have any other questions. Thanks very much.