Medicare supplements, also known as Medigap policies work in addition to your basic Medicare A and B coverage. Anything that is covered by either of those can then be applied to the Medigap plan to pick up some or all of the remaining costs.
Inpatient dialysis is a Medicare A procedure. Outpatient or home dialysis options are covered by Part B. This does not include any costs for home health aides, lost wages, housing
Medicare supplements, also known as Medigap policies work in addition to your basic Medicare A and B coverage. Anything that is covered by either of those can then be applied to the Medigap plan to pick up some or all of the remaining costs.
Inpatient dialysis is a Medicare A procedure. Outpatient or home dialysis options are covered by Part B. This does not include any costs for home health aides, lost wages, housing or blood supplies not included in the doctors visit.
Depending on your Medigap policy, some of these may be covered. Your Medigap policy handbook will tell you if your plan covers these additional costs.
Medigap plans pay for Medicare approved dialysis. Medigap plans are supplements to Medicare, so any claim approved by Medicare Part A or Part B is a covered expense under your Medigap plan. Medicare covers inpatient and outpatient dialysis when treatment is administered in a Medicare approved facility. A good Medigap plan such as F or G will lighten the financial burden of dialysis.
Independent Agent & Medicare Supplement Specialist, reMEDIGAP, USA
Kidney dialysis is a Medicare Part B service. If you have End-Stage Renal Disease (also known as ESRD), Medicare will (generally) cover three dialysis treatments per week . You pay 20% of the Medicare approved amount, and the Part B deductible applies. This is where your Medigap Plan will help cover some if not all of the remaining costs.
Medigap Plan F will pay the remaining 20% of the Medicare approved amount and the applicable Part B deductible. You pay $0.
Medigap Plan G will pay the remaining 20% of the Medicare approved amount after you have paid/met the applicable Part B deductible. You pay, at most, $147 (Part B deductible in 2014).
Medigap Plans A, B, D, M will pay the remaining 20% of the Medicare approved amount after you have paid/met the applicable Part B deductible. However, you are also responsible for Part B Excess Charges, so you may end up paying more than the Part B deductible ($147 in 2014).
Medigap Plan C will pay the remaining 20% of the Medicare approved amount and the applicable Part B deductible; however, you pay for any Medicare Part B Excess Charges.
Medigap Plan Hi-F will pay all Medicare approved amounts after you have met/paid the $2,140 deductible (2014).
Medigap Plan N will pay the remaining 20% of the Medicare approved amount after you have paid/met the applicable Part B deductible -- except for a copay of up to $20 for some office visits. You are also responsible for paying Medicare Part B Excess Charges.
In regards to Excess Charges, this is what you are charged above the Medicare approved amount if the doctor, provider, or supplier does not accept Assignment. If a provider does not accept Assignment, they are telling Medicare that they do not agree to accept the payment amount Medicare approves for the service -- this is how you can get billed for Part B Excess Charges.
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Inpatient dialysis is a Medicare A procedure. Outpatient or home dialysis options are covered by Part B. This does not include any costs for home health aides, lost wages, housing
Inpatient dialysis is a Medicare A procedure. Outpatient or home dialysis options are covered by Part B. This does not include any costs for home health aides, lost wages, housing or blood supplies not included in the doctors visit.
Depending on your Medigap policy, some of these may be covered. Your Medigap policy handbook will tell you if your plan covers these additional costs.
Medigap Plan F will pay the remaining 20% of the Medicare approved amount and the applicable Part B deductible. You pay $0.
Medigap Plan G will pay the remaining 20% of the Medicare approved amount after you have paid/met the applicable Part B deductible. You pay, at most, $147 (Part B deductible in 2014).
Medigap Plans A, B, D, M will pay the remaining 20% of the Medicare approved amount after you have paid/met the applicable Part B deductible. However, you are also responsible for Part B Excess Charges, so you may end up paying more than the Part B deductible ($147 in 2014).
Medigap Plan C will pay the remaining 20% of the Medicare approved amount and the applicable Part B deductible; however, you pay for any Medicare Part B Excess Charges.
Medigap Plan Hi-F will pay all Medicare approved amounts after you have met/paid the $2,140 deductible (2014).
Medigap Plan N will pay the remaining 20% of the Medicare approved amount after you have paid/met the applicable Part B deductible -- except for a copay of up to $20 for some office visits. You are also responsible for paying Medicare Part B Excess Charges.
In regards to Excess Charges, this is what you are charged above the Medicare approved amount if the doctor, provider, or supplier does not accept Assignment. If a provider does not accept Assignment, they are telling Medicare that they do not agree to accept the payment amount Medicare approves for the service -- this is how you can get billed for Part B Excess Charges.