1. 11498 POINTS
    Jason Goldenzweig
    Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
    The best way to buy a Medigap plan is to do it through an independent broker who can compare multiple options to find you the desired plan at the lowest possible cost (brokers do not charge any fees for their services) - I can help you with this as my background is in senior life and health insurance (including Medigap plans).

    If you're new to Medicare, you have a 6-month initial enrollment period where you can sign up for any Medigap plan from any carrier without any medical underwriting, meaning they are guaranteed issue.

    Give me a call and I will help you get your Medigap plan set up. Thanks very much.
    Answered on July 23, 2014
  2. 42 POINTS
    Joann Quinn
    Independent Agent & Medicare Supplement Specialist, reMEDIGAP, USA
    Using an independent insurance agent specializing in Medicare Supplement insurance (Medigap) is a great way to buy a plan.   This type of agent can personally work with you to make sure you get the benefits you desire at a great price.   

    If you are new to Medicare and still in your Initial Enrollment Period, you do not have to answer any health questions to purchase a policy.   Once the Initial Enrollment Period Ends, you  are required to answer medical questions with the insurance company.

    There are also situations where you may be in a Special Election Period and that would also mean you could buy a policy without going through Medical underwriting.  A Medicare Supplement Specialist can help you with all these types of details.  It's our job to do all the work and let you simply decide which Plan you want to buy.  

    It's also our job to make sure we are checking in with you throughout the year and providing you with a rate review when your policy renews.  That way we can make sure your premium is always in a good position.

    Thank you for taking the time to read my response.  Please let me know if I can be of further assistance. 
    Answered on July 26, 2014
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