Is Medicare Primary Or Secondary Insurance?

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   Ted Ratliff

   Owner, SFS Associates,

   If you do not have group coverage or you work for a small employer then Medicare is primary and any other insurance is secondary.  Larger employers group coverage would be primary and Medicare secondary.  The cut off is 20 employees.  More than 20, group pays first, less than 20 Medicare pays first.

   Answered on June 22, 2013

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