1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Medicare Part D is optional, however it is important to keep in mind that for every month that goes by that you fail to carry Part D when you are eligible you will be penalized unless you can show that you had group or other coverage at least as good as Medicare.  It is thus very important you select a plan regardless of whether or not you currently have prescriptions.
    Answered on July 11, 2013
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