Medigap premiums are determined based on the plan you select, your age, gender and zip code. Most carriers also surcharge for tobacco use and some will charge a higher rate if you are obese.
All plans with the same letter are identical in every way except cost. When you pay more you don't get more, you simply paid too much.
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All plans with the same letter are identical in every way except cost. When you pay more you don't get more, you simply paid too much.