1. 1305 POINTS
    Neil Steinman
    Owner, Orange County Health & Life Insurance,
    Carriers of Medicare drug coverage usually offer 3 plans. The prices are usually in this range: $15/mo, $40/mo, $98/mo. $98/mo usually has a more extensive formulary - but most drugs are covered in the less expensive plans and frankly, I don't have any clients that have purchased the $98 plan. The $40 plans usually have $0 deductible while the $5 plans have a $325 deductible. Remember that you incur a penalty if you don't have drug coverage, so you should get something.
    Answered on July 16, 2013
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