1. 15786 POINTS
    Bob VineyardPRO
    Founder, Georgia Medicare Plans, Atlanta,GA
    California has a lot of good Medicare plans, and there is surely one that is "best" for you.

    Medicare insurance rates vary greatly by age, tobacco use, zip code and plan design.

    The older you are the higher your Medicare supplement rate will be. The exception is for those who are under age 65 and on disability and Medicare. In most states rates for under age 65 are astronomical.

    Tobacco use often adds 20% to the rate but can be more, depending on the carrier.

    Online sites offering instant Medicare plan rates can be helpful but if you want the lowest rates you need to talk to an independent Medicare agent.

    Answered on April 8, 2013
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